The coverages on your auto insurance and homeowners should be reviewed annually and adjusted when needed, because life changes. Liability insurance protects you from financial losses you could endure from accidental bodily injury and property damage that you might cause to another party.
Many people make the mistake of setting up their first insurance policies in [...]
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18.01.09 Life changes demand adjustments to your auto insurance and homeowners liability coverages – Action 3
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05.10.08 People rebalance their investment portfolio, has your protection portfolio been rebalanced?
Rebalancing protection means shifting premium dollars to pay for catastrophic losses while taking more personal risk for the smaller losses. It make sense to save money this way.
We use basically the same principle when configuring the protection balance between assets (home, cars, boats) and income (life insurance, disability income, long term care). It comes down [...]