Archive content with the tag ‘Homeowners’

25.03.10 Does Your Connecticut Home Insurer Have Reinsurance?

Connecticut homeowners need to be aware of the importance of reinsurance.  Reinsurance is the protection insurance companies purchase in order to put a cap on losses they incur in the event of a catastrophe.
For example,  your home insurance carrier purchases an insurance contract that protects them if the losses from a catastrophe exceed $20 million.  [...]

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22.01.09 Update homeowners coverages for jewelry, fine arts, antiques, silverware, baseball cards and more – Action 5

How would you handle a loss to one of your most prized possessions? Do you have a diamond engagement ring, or tennis bracelet? A hand-me-down antique desk or chair? How about silverware or even a prized baseball card or stamp collection? Other collectibles? You know these items can be insured for loss against your homeowners [...]

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18.01.09 Life changes demand adjustments to your auto insurance and homeowners liability coverages – Action 3

The coverages on your auto insurance and homeowners should be reviewed annually and adjusted when needed, because life changes. Liability insurance protects you from financial losses you could endure from accidental bodily injury and property damage that you might cause to another party.
Many people make the mistake of setting up their first insurance policies in [...]

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16.11.08 Steps to take to protect your Connecticut Home

With winter approaching it is time to get prepared for the damage that snow and ice can do to your home. More than once over the years I have gone outside to clear the snow from the edge of my roof in order to prevent ice dams from building. An ice dam is a build [...]

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04.11.08 Claim Costs by Zip Code

I was checking to see what was new on the Allstate website one night and noticed the site gave people an idea of the most common homeowner claims by zip code along with there costs. It was eye opening even for me! I thought that different zip codes close to one another would have similar [...]

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