While it is not an area of insurance that people expect that savings are possible there is potential that life insurance premiums can be saved. The can occur because of recent changes in mortality experience and the fact that life insurance carriers can use their own experience insuring healthier people to offer preferred rates.
Considering the [...]
Archive content category ‘life insurance’
25.01.09 Life Insurance Premium Savings–Connecticut Family Action 6
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18.12.08 Even a small life insurance policy is better than nothing
There are more reasons not to buy life insurance than you can count: no time, no money, no plan to die. These are valid reasons. Even though death is not going to happen to you, the consequences of your not being around are too great to ignore.
Start with even the smallest life policy, say $10,000 [...]
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07.12.08 Does life insurance for children make sense?
Life insurance for children does make sense for several reasons:
A permanent policy provides cash value that can be borrowed against or withdrawn, if needed
Cash value grows tax free
Cash value in a life policy is not counted by FASFA when determining financial aid for college
Insuring anyone while there healthy is a good idea, because their health [...]
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11.11.08 Top ten reasons why life insurance is important
There are countless reasons why people buy life insurance. Here ten really good ones:
Protect the people you love most from catastrophic financial loss of income
Provide child care or elder-care, if the primary caregiver passes away and spouse or other potential caregivers must continue working or are geographically remote
Provide a vehicle to save for education, home [...]