With the heavy rains in Connecticut recently, people are finding their basements flooded. Your standard homeowners’ policy does not cover damage from ground water, so that prevention is critical. First, take a look around your basement to check for any water or damp areas. Perhaps, some water has already come inside, and this should be [...]
Archive content category ‘Claims’
25.03.10 Does Your Connecticut Home Insurer Have Reinsurance?
Connecticut homeowners need to be aware of the importance of reinsurance. Reinsurance is the protection insurance companies purchase in order to put a cap on losses they incur in the event of a catastrophe.
For example, your home insurance carrier purchases an insurance contract that protects them if the losses from a catastrophe exceed $20 million. [...]
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20.01.09 Home Insurance Contents Inventory–Connecticut Family Action 4
One of the most common questions we receive is how can an insured prove what they owned in the event of a claim if the contents are destroyed or stolen. The short answer to that question is to take a video or DVD camera and film the interior of the home, condo or apartment. (Some [...]
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04.11.08 Claim Costs by Zip Code
I was checking to see what was new on the Allstate website one night and noticed the site gave people an idea of the most common homeowner claims by zip code along with there costs. It was eye opening even for me! I thought that different zip codes close to one another would have similar [...]