The Haas Agency

While it is not an area of insurance that people expect that savings are possible there is potential that life insurance premiums can be saved. The can occur because of recent changes in mortality experience and the fact that life insurance carriers can use their own experience insuring healthier people to offer preferred rates. Considering [...]

When talking with clients and prospects about their insurance, I frequently discover that they are overpaying for their auto insurance. In cases when a client has premium healthcare coverage that has a low-deductible or co-pay, medical coverage on their auto policy is not required. It’s really duplicate coverage and I feel those clients are overpaying [...]

Ice dams are lumps of ice that form on gutters, eaves and valleys, that prevent melting snow from running down and away from the structure. As the snow melts, the water backs up behind the ice and seeps under shingles or tiles and eventually into your home causing a lot of damage. This type of [...]

How would you handle a loss to one of your most prized possessions? Do you have a diamond engagement ring, or tennis bracelet? A hand-me-down antique desk or chair? How about silverware or even a prized baseball card or stamp collection? Other collectibles? You know these items can be insured for loss against your homeowners [...]

One of the most common questions we receive is how can an insured prove what they owned in the event of a claim if the contents are destroyed or stolen. The short answer to that question is to take a video or DVD camera and film the interior of the home, condo or apartment. (Some [...]

The coverages on your auto insurance and homeowners should be reviewed annually and adjusted when needed, because life changes. Liability insurance protects you from financial losses you could endure from accidental bodily injury and property damage that you might cause to another party. Many people make the mistake of setting up their first insurance policies [...]

One of the best ways Connecticut families can save money on insurance policies is to raise the deductibles. Whether it is auto insurance, home insurance, health or some specialty coverage on boats, snowmobiles or motorcycles the best way to save is to assume more of the small losses.  Most people have not looked at or [...]

Review your auto insurance to make sure your uninsured motorist and medical coverages are adequate. 2009 is going to be a challenging year for a lot of people financially, and you should make certain that your uninsured motorist and medical coverages are adequate on your auto insurance policy. There will be more drivers riding their [...]

The top ten insurance actions for Connecticut families in 2009 are listed below. At The Haas Agency we are advocates for the most efficient, cost effective insurance solutions. The actions listed below are just some of the ways to make a significant difference in premiums and coverage. To download our comprehensive report on the actions [...]

The online quoting systems many large insurance carriers have are an integral part of their marketing operation. These tools are very helpful in allowing people to get an idea of what costs may be when looking to compare insurance premium, however, they are designed to give lower quotes based on assumptions that insurance carriers make [...]